We at Business Atelier and Cumul Inc. (“Business Atelier and Cumul Inc.,” “we,” “us,” or “our”) have
practices in connection with: (i) our websites, including, without limitation, businessatelier.co,
businessatelier.mykajabi.com (the “Websites”); and (ii) the information you provide to us offline,
including, without limitation, via phone and email.
(“Visitors”), and users who register with us (“Registered Users”) and wish to purchase a product or
service through one of our Website.
By registering with us and purchasing a product or service through one of our Website, each
Use and the Terms and Conditions of Purchase.
Natural persons located in the European Economic Area (“EEA”) should review the General Data
Protection Regulation (“GDPR”) and GDPR Privacy Shield Notice here.
In addition, the Privacy Shield Notice should be reviewed if your personal information is transferred
from the EEA or Switzerland to the US, pursuant to the E.U.-U.S. or Swiss-U.S. Privacy Shield.
The Information We Collect/or Receive; the Purpose of Collection and Use
In the course of operating the Websites and/or interacting with you, we will collect (and/or receive) the
following types of information.
When you sign up to receive any of our newsletters, respond to a survey, register for a masterclass,
webinar, VIP Week Day, purchase any product or service, or sign up to become our affiliate partner,
you may be required to provide us with certain information about yourself, such as your name, address,
e-mail address, address, social media information, phone number, PayPal address (only if you sign up
to become our affiliate partner) and SSN#/Tax ID# (only if you sign up to become our affiliate partner)
(the “Contact Information”). The Contact Information is used to provide the requested product or service
or information and to contact you for purposes of direct marketing of our current and future products
If you land on one of our pages through an affiliate partner link and provide us Contact Information
(e.g., to request information, purchase a product or service), we may share your name and e-mail
address to such affiliate partner to let him/her know that you were referred and in case (s)he has
offered you any bonuses or rewards for following their referral link. We have no control over how
affiliate partners may use your information after it has been received and we are not responsible for
fulfilling any bonuses that such affiliate partners may have offered you; where applicable, please check
When you place an Order, you must provide us with certain information about the products and
services you are seeking to purchase. Such information is collectively called the “Order Information.”
The Order Information is used to fulfill your Order.
When you wish to purchase a product or service, you will be required to provide certain information in
addition to the Personal Information and Order Information noted above. Such information may include
a debit card number, credit card number, expiration date, billing address, activation codes, and similar
information. Such information is collectively called the “Billing Information.” Billing Information is
collected and processed by our third-party payment processor operating as our agent (see, Onward
Transfers to Third Parties). We do not directly obtain or process any Billing Information.
You may post and/or share information, including but not limited to, comments using forums and other
similar features available through the Websites. NONE of the information you provide using these
INFORMATION (INCLUDING PERSONAL INFORMATION) THAT YOU PROVIDE USING ANY SUCH
FEATURES. ALL SUCH INFORMATION IS PUBLIC INFORMATION AND MAY BE SEEN,
COLLECTED OR USED BY ANY USER OF THE WEBSITES. Please note that if you post and/or share
information on our Websites through your Facebook account, such information will be subject to
You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients of the Company or otherwise – applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.
You may post and/or share information through our Facebook Community Group. THIS PRIVACY
POLICY DOES NOT APPLY TO ANY INFORMATION (INCLUDING PERSONAL INFORMATION)
THAT YOU PROVIDE USING THE FACEBOOK COMMUNITY GROUP. USE OF THE FACEBOOK
INFORMATION IS PUBLIC INFORMATION AND MAY BE SEEN, COLLECTED OR USED BY ANY
USER OF OUR FACEBOOK COMMUNITY GROUP.
In an ongoing effort to better understand our visitors, customers, and our products and services, we
may analyze the Order Information and Other Information in aggregate form in order to operate,
maintain, manage, and improve the Websites and/or our products and services. This aggregate
information does not identify you personally. We may share this aggregate data with our affiliates,
agents, and business partners. We may also disclose aggregated user statistics in order to describe
our products and services to current and prospective business partners and to other third parties for
other lawful purposes.
Orders; to administer our rewards and promotional programs; to maintain and improve our Websites
and services to you; to solicit your feedback; and to inform you about our products and services and
those of our third-party marketing partners.
Like many businesses, we contract with other companies to perform certain business-related services.
We may disclose your information, including personal information in some cases, to certain types of
third-party companies, but only to the extent needed to enable them to provide such services, including,
without limitation, technical assistance, order fulfillment, customer service, marketing assistance,
payment processing, survey collection, promotional and marketing assistance, and business
operations. These other companies will have access to your information, including personal information
in some cases, only as necessary to perform their functions and to the extent permitted by law. We
may also disclose your information, including any personal information, to any of our parent companies,
subsidiaries, affiliates, joint ventures, or other companies under common control with us in order to
support delivery of our products and services.
In the event of a merger, dissolution, or similar corporate event or the sale of all or substantially all of
our assets, we expect that the Information that we have collected and/or received, including personal
information, would be transferred to the surviving entity in a merger or to the acquiring entity. All such
transfers shall be subject to our commitments with respect to the privacy and confidentiality of such
In certain situations, we may be required to disclose personal data in response to lawful requests by
public authorities, including to meet national security or law enforcement requirements. We may also
disclose personal information to other third parties when compelled to do so by government authorities
or required by law or regulation including, but not limited to, in response to court orders and
You may opt out at any time from the use of your personal information for direct marketing purposes by
e-mailing the instructions to this email address: firstname.lastname@example.org Please allow us a reasonable
time to process your request.
Upon request to email@example.com, we will provide you with confirmation as to whether we are
processing your personal information, and have the data communicated to you within a reasonable
time. You have the right to correct, amend, or delete your personal information where it is inaccurate or
to defray our expenses in this regard. Please allow us a reasonable time to respond to your inquiries
In addition, you may manage your receipt of marketing and non-transactional communications by
clicking on the “unsubscribe” link located on the bottom of any Business Atelier marketing email.
Customers cannot opt out of receiving transactional e-mails related to their account or their Orders.
We will use commercially reasonable efforts to process such requests in a timely manner. You should
be aware, however, that it is not always possible to completely remove or modify information in our
We feature or may in the future feature public forums such as message boards or web logs, webinars,
classes, telephone conferences, or coaching calls, user comments, chat rooms, and similar activities
(collectively, “Public Forums”). You may voluntarily post and share information through such Public
Forums. NONE of the information you provide to through the Public Forums or through use of these
POLICY DOES NOT APPLY TO ANY INFORMATION (INCLUDING PERSONAL INFORMATION)
THAT YOU PROVIDE USING ANY SUCH FEATURES. ALL SUCH INFORMATION IS PUBLIC
INFORMATION AND MAY BE VIEWED, COLLECTED, USED, MODIFIED AND/OR DISCLOSED FOR
ANY PURPOSE BY US, ANY USER OF THE PUBLIC FORUM, AND THE PUBLIC.
You should think carefully before disclosing any information in any Public Forum.
We take commercially reasonable steps to protect the Information from loss, misuse, and unauthorized
access, disclosure, alteration, or destruction, taking into account the risks involved in processing and
the nature of such data, and in compliance with applicable laws and regulations. Please understand,
however, that no security system is impenetrable. We cannot guarantee the security of our databases,
nor can we guarantee that the Information that you supply will not be intercepted while being
transmitted to and from us over the Internet. In particular, e-mail sent to or from the Websites may not
be secure, and you should therefore take special care in deciding what information you send to us via
We will retain your personal information in a form that identifies you only for as long as it serves the
or as allowed under applicable law.
It is important to note that the Websites and their servers are operated in the United States. If you are located outside of the U.S., please be aware that any information provided to or collected by us,
including personal information, will be transferred from your country of origin to the U.S. Except in the
case of data transfers under the EU-U.S. Privacy Shield and the Swiss-U.S. Privacy Shield Framework,
your decision to provide such data to us, or allow us to collect such data through our Websites,
constitutes your consent to this data transfer.
We do not knowingly collect personal information from children under the age of 13 through the
Websites. If you are under 13, please do not give us any personal information. We encourage parents
instructing their children to never provide personal information through the Websites without their
permission. If you have reason to believe that a child under the age of 13 has provided personal
information to us, please contact us, and we will endeavor to delete that information from our
Business Atelier does not monitor, recognize, or honor any behavioral advertising opt-out or do not
track mechanisms, including general web browser “Do Not Track” settings and/or signals.
California residents should review their specific rights under the California Consumer Privacy Act
The Websites may contain links to third-party websites. We have no control over the privacy practices
or the content of any of our business partners, advertisers, sponsors, or other websites to which we
provide links. As such, we are not responsible for the content or the privacy policies of those third-
visiting any other websites.
Please be aware that, to the extent permitted by applicable law, our use of the Information is governed
Policy on a regular basis.